3600+ Lenders are ready to say YES!
From Prime Credit to No Credit Score Required:
When you submit an application, it will go through an instant lender waterfall that starts with super prime and funnels all the way down to a Lease to Own lender that doesn't even require a credit score. If any lender says yes on the way down, the waterfall stops immediately and an offer is displayed. Your Applicant just has to accept the offer, electronically sign the agreement, and upload a photo ID. At that point the funding process starts immediately. All lenders fund you directly within 24 to 48 hours.
- 5-Minute Application from start to close
- No Down Payment Required / 100% Financing available for all programs
- Lease to Own Program does not require any certain credit score.
- Maximum loan amounts up to $35,000 ($12,000 on the Lease to Own).
- Terms up to 84 months
- 0% Promotional starting rates up to 24 months.
- Most programs are non-recourse or limited to first payment defaults.
- Financing can be used for new or used products (no age limits); service, or repairs.
Merchant Fees:
The Lender Merchant Fees you will be charged range from 0% for people with prime credit up to 18% for people who have very poor or no credit and they only qualify on the lease to own program. You are allowed to add these Merchant Fees to the base loan amount and pass them on to the Applicant/Borrower.